Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, refinancing allows you to pay off your existing mortgage and replace it with a new one.

There are a variety of reasons to consider mortgage refinancing, including but not limited to:

• You want to leverage large increases in property value
• You want to get equity out of the home for upgrades or renovations
• You want to expand your investment portfolio
• You are looking to consolidate your debt
• You have kids headed off to college
• You are going through a divorce
• You want a better interest rate
• You want to convert your mortgage from fixed to variable (or vice-versa)

Contact me, and I’ll help you make the best decisions and get you into the best mortgage product for your current needs.